About Me

The Art Of Haggling And Other Money Secrets

My name is Michelle Quinn. There is nothing I enjoy more than getting a business to give me a special deal. Take a cable provider, for example. I love how you can easily have your cable bill reduced by simply informing them that you are unsure of whether you'd like to continue with them as a provider. Over the years, I have learned many haggling tricks that are not annoying or high-pressure. They are simply smart tricks that can help save you money. This, coupled with excellent money management, can put you on the road to riches. So that has lead me to create this blog where I will share all my secrets.

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Buying A New Car? Use These Tips To Get The Best Terms On Your Auto Loan
Making the decision to purchase a car is not always easy. With the price paid for  new vehicles being second only to the family home in terms of cost for the average household, devoting some extra time and attention to the process can result in a significant savings. In addition to the selection of the vehicle, however, shoppers will want to also look for ways to get a better deal on the auto loan they will use to make the purchase.

The Acquisition And Development Loan: What It Is, When You Should Use It, And What You Need To Know About It
When it comes to commercial construction loans, there are an assortment of different products for builders and potential developers to choose from. The recommended product varies based how you plan to use the land, any existing infrastructure on the land, and your company's financial well-being. An acquisition and development loan is one common option; take a few moments to learn what it is and when you need to use it so that you can make an informed decision when applying for potential loans.

3 Tips For Dealing With Your Debt
Debt is a serious problem for many people today, which is why it's so important to seek financial debt resolutions services. By finding the help of professionals, following some useful practices to resolve your debt and learn more about lowering your obligations, you'll be able to breathe a sigh of relief and reduce your debt problems. With this in the back of your head, read below and use these strategies to make all of your debts a thing of the past.

Don't Have Collateral? How Signature Loans Can Help
When you apply for a loan, you often need some kind of collateral so that if you default, the lender can recoup some of their losses. Cars, homes, and stocks/bonds are all common forms of collateral. But what if you don't have any significant assets yet for collateral? While you may not qualify yet for a secured loan, you can still qualify for an unsecured option called a signature loan.

Understanding Some Facts About Bail Bond Fees
If a loved one calls you and is in need of assistance due to an arrest, then the family member may need help with bail. This is a common request, but you may have an issue if you do not specifically have the funds available to you. This is where a bail bond comes in. The bail bond allows you to come up with the bail without actually furnishing it yourself.

Are You Looking To Take Bids For A Commercial Construction Project? Two Reasons You May Want To Require Bid Bonds
If you are overseeing a large commercial construction project, one of the early steps in launching the project is finding a contractor to build the company. In order to do this, you may be taking bids. As you take bids, you may want to require those submitting the bids to have a bid bond included with their proposal. In the past, only government projects required the use of bid bonds. But now it is becoming more common for those overseeing large construction projects to require them.

3 Good And Bad Reasons To Get A Payday Loan
Even if you have stable employment, just one unexpected thing can throw a wrench in your financial plans and leave you in desperate need of fast cash. Thankfully, payday loan providers are now sprinkled across the country and perfectly accessible for the average working individual who needs a little help. These loans are easy to get with few upfront requirements and most of the time, you can walk away with the cash you need after just providing a few documents and signing a paper or two.

Ready To Sell Your Coin Collection? How To Get The Best Price For Your Coins
If you have a coin collection that you want to sell, don't just accept the first offer you get. If you do that, you might not get the best deal. That's why it's important for you to prepare yourself for the process before you start looking for a buyer for your collection. Here are four steps you should take to ensure you get the most for your coin collection. Do Your Homework

Tips For Getting A Low Mortgage Interest Rate
Are you purchasing a new home? One goal you may have is to get the lowest possible interest rate on your mortgage. Thankfully, mortgage rates have been close to their historical lows, so the rate you lock in should be affordable. Current interest rates on a fixed rate 30 year mortgage are currently around 4%, with the June 2016 rate averaging at 3.9%. In comparison, the same loan had a 6% interest rate back in 2008.

3 Important Tips For Novice Coin Collectors
Whether you have decided to begin building a coin collection that you expect to grow in value over the years or just find coins fascinating, you have likely already discovered that there is a learning curve to coin collecting. Thankfully, part of the fun of coin collecting is learning new tips and tricks for improving your collection and your coin collecting skills. While you will continue to learn more and more as you collect, read on to learn three important tips for novice coin collectors.